Retirement Is A Lie: The 75-Year Experiment That Failed

Описание: Why is retirement disappearing? 📉👴

Your grandparents retired at 62 with a pension and a paid-off house. You're quietly wondering if retirement will exist for you at all. This isn't pessimism—it's math. And the math nobody taught you is terrifying.

The retirement model that worked for 75 years is collapsing. 64% of Americans aren't on track for secure retirement. 50% of households aged 55-64 have ZERO retirement savings. This documentary explains exactly why retirement planning today is based on false assumptions—and what you can actually do about it.

📊 WHAT YOU'LL LEARN:

→ Why retirement was invented (and why it was designed to fail)
→ The 1889 German math trick still affecting your 401k
→ How pensions disappeared and why that ruined everything
→ The Social Security 2033 crisis nobody is preparing for
→ Why saving 15% still won't be enough for most people
→ The $7 trillion retirement savings gap explained
→ Geographic arbitrage: Retiring rich in "poor" places
→ How to actually prepare when the old model is broken

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⏱️ CHAPTERS:

0:00 - The Retirement Promise (And Why It's Breaking)
1:30 - Why Retirement Was Invented (The 1889 Secret)
3:15 - We Stopped Dying (The Longevity Problem)
5:00 - The Death of Pensions (Risk Transfer Explained)
7:00 - Why Markets Won't Save You
8:45 - The Housing Trap
10:30 - Social Security's 2033 Problem
12:15 - The Real Solutions Nobody Discusses
14:30 - Building a Retirement That Actually Works

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📚 SOURCES & RESEARCH:

• Social Security Administration - Trust Fund Projections
• Employee Benefit Research Institute - Retirement Confidence Survey
• Federal Reserve - Survey of Consumer Finances
• Bureau of Labor Statistics - Pension Coverage Data
• Fidelity Investments - Retiree Health Cost Estimates
• Stanford Center on Longevity - Retirement Planning Research
• OECD - Life Expectancy Historical Data

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💬 Question: What age do you REALISTICALLY think you'll be able to retire? Be honest in the comments 👇


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