New Post Office Scheme 2023 | Mahila Samman Savings Certificate | New Government Investment Scheme

Описание: Mahila Samman Savings Scheme | Bachat Patra Yojana | New Government Investment Certificate 2023
New Post Office New 2023 | Mahila Samman Savings Certificate | New Government Investment Scheme

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Mahila Samman Savings Certificate has been notified by Central Government’s Ministry of Finance as a new Government Savings Scheme. This scheme has been introduced via Gazette under G.S.R.237(E) on 31st March 2023. Mahila Samman Bachat Patra is a one-time special deposit scheme which is available for a duration of 2 years.

Mahila Samman Savings Scheme, a new small savings scheme for women and girls, was announced by Smt. Nirmala Sitharaman (Union Finance Minister) during the budget speech of Budget Speech 2023-24.
To commemorate Azadi ka Amrit Mahotsav, the Mahila Samman Savings Certificate scheme was announced

Key features of Mahila Samman Savings Certificate

Eligibility Criteria – This scheme is applicable only for Women or by guardian of a minor girl.

Guaranteed Returns – This is a government backed scheme thereby giving Guaranteed returns.

Interest Rate – 7.5% per annum – compounded quarterly (Effective interest rate – 7.71%)

Minimum Investment Amount – ₹1,000 (and in multiple of ₹100 thereafter)

Maximum Investment Amount – ₹2,00,000 (can be under multiple accounts)

Duration – 2 Years

Premature Closure – Allowed under certain conditions
Partial Withdrawal – Allowed after 1 year of account opening up to a maximum of 40% of the corpus amount.

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