No Change to OAS/CPP in 2025: What Retirees Need to Know

Описание: OAS CPP 2025 changes — here’s what Canadian retirees need to know about their future income. Despite inflation pressures and rising living costs, there are no major increases to OAS or CPP benefits in 2025, leaving many seniors wondering how this affects their retirement budget.

In this video, we’ll break down why the government decided to hold off on big benefit adjustments, what this means for your monthly pension, and how inflation indexation still applies. You’ll also learn how to estimate your real income for 2025 based on cost-of-living adjustments (COLA) and the latest CRA thresholds for GIS (Guaranteed Income Supplement).

We’ll cover:
• Why OAS and CPP payments are staying flat this year
• How inflation and wage growth still influence future increases
• The 2026 forecast for OAS/CPP adjustments — and what retirees should prepare for now

Even without new increases, there are strategies to stretch your income — from RRSP withdrawals to tax-efficient income splitting and delaying CPP for a higher monthly payout. If you rely on government pensions, this video gives you the clarity to plan smarter and avoid surprises next tax season.

Sources:

https://www.canada.ca/en/services/ben...

https://www.canada.ca/en/revenue-agen...

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