Stop Investing in FDs! 🛑 Best Debt Funds for Short & Long Term Goals (2026 Guide)

Описание: Are you ignoring the 30% of your portfolio that should be in Debt? 🧐 Most investors focus entirely on Equities but treat Debt as an afterthought, often leaving money in low-interest savings accounts or FDs.

In this video, we decode the complex world of Debt Mutual Funds and show you how to match them to your real-life financial goals! 🚀

What you will learn in this video:
✅ Why you shouldn't rely on Equity alone for your portfolio.
✅ What exactly is a Debt Fund and how does it earn interest?
✅ Overnight & Liquid Funds: The best place to park idle cash.
✅ Ultra-Short & Medium Duration: Ideal for vacations and buying a car.
✅ Corporate Bonds vs. Credit Risk: Which one is safer for you?
✅ Banking, PSU, and Gilt Funds: Understanding government securities and safety.

Key Takeaways:
Boring is Beautiful: Debt acts as the "seatbelt" of your portfolio, keeping you safe during market turbulence.
Interest Rate Cycles: Learn how Dynamic Bond Funds and Gilt Funds react to RBI rate changes.

Whether you are saving for a child's school fees, a dream wedding, or just want a safer alternative to Fixed Deposits, this guide will help you pick the right category.

Don't forget to: 👍 Like if you found this helpful! 🔔 Subscribe for more simplified financial lessons. 💬 Comment below: Which debt fund are you currently investing in?

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