kotak 811 Mahindra Bank Saving Account |

Описание: The Kotak 811 savings account offers benefits like a zero-balance account, free virtual debit cards, and free online fund transfers (NEFT, RTGS, IMPS). Specific versions, such as the Kotak811 Super Savings Account, provide additional perks like 5% cashback on eligible debit card spends (up to ₹500 per month) and a free Platinum debit card.

General benefits
Zero balance: There is no minimum balance requirement for the standard 811 account.
Digital access: It is a fully digital account managed through the Kotak mobile banking app, which includes features like QR code payments.
Free fund transfers: NEFT, RTGS, and IMPS fund transfers are free.
Virtual debit card: A virtual debit card is provided for free, which can be used for online purchases.
Cheque book: A cheque book is available upon request.
Fixed deposit: Dormant funds in the account for over 180 days are automatically converted to a Fixed Deposit.

Kotak811 Super Savings Account benefits

Cashback: Earn 5% cashback, up to ₹500 per month (₹6,000 per year), on eligible debit card spends.
Platinum Debit Card: Receive a free Platinum Debit Card with higher limits for cash deposits.
Premium services: Enjoy premium customer service and other benefits.