Debt to Income Ratios Explained: Why Most Buyers Fail

Описание: You might have great credit — but if your debt-to-income ratio is too high, you’re getting denied.

In this video, I break down exactly what DTI is, how lenders calculate it, and why so many buyers fail this part of the mortgage process. Understanding your DTI could be the difference between a “yes” and a “no.”

💡 You’ll learn:
🔹 What counts as “debt” in your DTI (and what doesn’t)
🔹 The exact percentage lenders want to see
🔹 Why your car payment or student loan can ruin your approval
🔹 How to lower your DTI before applying again

Whether you’re buying your first home or trying to understand why you got denied, this video gives you the insider knowledge most lenders don’t explain.

🏠 #DebtToIncome #MortgageTips #HomeBuying2025 #CreditScore #RealEstateAdvice #Underwriting

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