2026 Will Be Different for Consumers | December 2025 Market Update

Описание: Will 2026 feel different for consumers? In this December 2025 market update, Chief Investment Officer Steve Latham, CFA, CFP®, talks through what we’re seeing in inflation, interest rates, and day‑to‑day affordability, and what that could mean for you and your family in the year ahead. Steve walks through how spending on goods and services is changing, why some households are feeling more pressure than others, and how remaining savings may continue to support the economy.

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🕘 Chapters
0:00 – 2025 Recap & Why 2026 Matters
1:30 – Inflation and Interest Rates Going into 2026
3:00 – How Spending Is Changing: Goods vs. Services
4:30 – Consumer Sentiment and Savings “Gas in the Tank”
6:00 – What 2026 May Feel Like for Consumers & Key Takeaways

➡️ About Bernicke Wealth Management
Bernicke Wealth Management is an independent, multi-disciplinary financial firm serving the Eau Claire, Wisconsin area and the Twin Cities metro. Our financial advisors provide wealth management services for individual investors, businesses, foundations, and nonprofits, including investment management, retirement planning, estate planning, and tax minimization.

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The opinions voiced in this material are for general information only and are not intended to provide specific advice or recommendations for any individual. All performance referenced is historical and is no guarantee of future results. All indices are unmanaged and may not be invested into directly. The economic forecasts set forth in this material may not develop.

Advisory products and services offered by Investment Advisory Representatives through Bernicke Wealth Management, a Registered Investment Advisor. Securities offered by Registered Representatives through Private Client Services, Member FINRA/SIPC. Private Client Services and Bernicke Wealth Management are unaffiliated entities. Bernicke Wealth Management and Private Client Services do not offer legal or tax advice. Always consult a legal or tax professional regarding your specific situation.