Why Medicare Is Getting More Expensive — What’s Behind the Costs?

Описание: Are your Medicare costs going up again in 2026? You’re not imagining it — and you’re definitely not alone.

In this video, we break down why Medicare costs keep rising, what’s driving higher Part B premiums, Part D drug costs, Medicare Advantage changes, and Medigap rate increases — and what it means for you heading into the next enrollment season.

🔎We’ll cover:
• What “Medicare costs” actually include (Part B, Part A deductibles, Part D, Medicare Advantage, Medigap)
• Why healthcare costs nationwide keep rising
• Prescription drug pricing and the new 2026 Part D $2,100 out-of-pocket cap
• How longer life expectancy impacts Medicare funding
• Medicare Advantage plan changes and benefit shifts
• The role of inflation and administrative costs

📈 Medicare premiums, deductibles, and out-of-pocket costs don’t increase randomly. There are clear reasons behind the changes and understanding them can help you avoid overpaying.

📍Whether you’re reviewing your coverage during Annual Enrollment (AEP) or just trying to understand why your Medicare bill went up, this breakdown will help you make smarter decisions.

👉 Subscribe for clear, practical explanations on Medicare, Medicare Advantage, Part D, and retirement health coverage.

Timestamps:
0:00 – Introduction
0:36 – Rising healthcare costs
1:01 – Prescription Drug Prices & 2026 Part D Cap
2:07 – People Living Longer & Using More Care
2:41 – Preventive & Outpatient Service Growth
3:20 – Medicare Advantage Plan Trends
4:27 – Inflation & Administrative Costs
4:50 – What You Can Control

#Medicare #MedicareCosts #Medicare2026 #PartBPremium #PartD #MedicareAdvantage #Medigap #PrescriptionDrugCosts #MedicareEnrollment #AEP #RetirementPlanning #HealthInsurance #medicarehelp