FCA Mortgage Regulation Overview | MCOB Rules Explained!

Описание: How are mortgages regulated in the United Kingdom and what rules must mortgage professionals follow?

In this episode of the FCA REGULATIONS Masterclass, we explore how mortgage lending and mortgage advice are regulated under UK financial services law.

In this session we explain:

• Why mortgage regulation exists
• The role of the Financial Conduct Authority in mortgage markets
• The Mortgage Conduct of Business rules (MCOB)
• Responsible lending and affordability assessments
• Mortgage advice and suitability requirements
• Disclosure rules and transparency obligations
• Financial promotions and mortgage advertising rules
• How regulation protects borrowers and financial stability

Mortgages represent one of the largest financial commitments most consumers will ever make. Because of the financial risks involved, regulators impose strict requirements on lenders and advisers to ensure customers are treated fairly and loans remain affordable.

Understanding mortgage regulation is essential for professionals working in mortgage advice, banking, compliance, financial planning and property finance.

This video forms part of the FCA REGULATIONS playlist, a structured professional deep dive into UK financial regulation designed for financial professionals, advisers, fintech founders and finance students.

Subscribe for clear explanations of financial regulation and compliance frameworks.