10 Money Habits Keeping You Poor (And How to Break Them!)

Описание: 📲 Follow along on:
Instagram:   / timelessfinance365  
Tiktok:   / timelessfinance365  
website: www.timelessfinancialsolutions.com/

Are you working hard but feeling stuck financially? In this episode of the Timeless Finance podcast, Fuanyi breaks down the 10 common money habits that prevent people from building wealth. From lifestyle inflation and "bad debt" to the hidden "convenience tax," you'll learn how to identify these traps and take actionable steps toward financial freedom.
Download the free Spending with Purpose Tracker: https://timelessfinancialsolutions.co...
to start tracking your income, needs, wants, and savings today!

Timestamps
00:00 - Introduction: Why habits matter more than income.
00:56 - Habit 1: Spending beyond your means & how to calculate real income.
02:28 - Habit 2: Not having specific, measurable financial goals.
03:45 - Habit 3: Lifestyle Inflation—The trap of upgrading as you earn more.
05:03 - Habit 4: Keeping "Bad Debt" vs. "Good Debt."
06:29 - Habit 5: Making impulse purchases & the "24-hour rule."
07:51 - Habit 6: Spending too much on expensive hobbies.
09:35 - Habit 7: Avoiding financial education.
10:55 - Habit 8: Relying on only one source of income.
12:07 - Habit 9: Paying the "Convenience Tax" (delivery fees, ATM fees, etc.).
13:18 - Habit 10: Procrastinating on retirement planning and compound interest.
14:33 - Final thoughts and how to start making a change today.

🙋‍♂ About Me:
I’m a tax professional and former Budget Analyst with 10+ years of experience helping the military and government agencies manage their finances and budgets. Now, I share everything I’ve learned so you can do the same—without needing a trust fund.

⚠ Disclaimer
This video is for education and entertainment only—not financial, legal, or tax advice. Always do your own research or talk to a licensed financial professional before making any money decisions. Past performance doesn’t guarantee future results, and investing always involves risk. The opinions shared are my own and based on information I believe is reliable, but that could change at any time.
#finance #moneymindset #financialfreedom