Ask An Adviser: Don't Do This With Your Super & Tax-Efficient Investing For Kids + More

Описание: How do you make smart money decisions when you don’t know what your future looks like? That’s the question to start this episode.

Alex and Scott, co-founders of Everest Wealth, join us to unpack big financial questions from the Equity Mates community. Whether you’re juggling saving, investing or super; wondering when to get a financial adviser; or trying to explain to your partner that investing isn’t gambling - this one’s for you.

In today's episode we also discuss:

• Paying down debt vs investing
• Labor’s super tax proposals and what they mean for investors
• Investing for kids in a tax-smart way

00:00 Introduction
01:16 Everest Wealth's Mission & Clients
03:18 Helping Clients Without Long-Term Advice
03:56 Planning Without Knowing Your Goals
05:17 Paying Off Debt vs. Investing
07:05 When to Start Contributing to Super
10:13 What is Division 296?
13:37 Super Tax Example & Future Impact
15:26 Labor's Housing Policy Review
18:02 Should You Gear Superannuation?
21:27 Comparing Super Fees & Performance
24:06 Convincing a Partner to Invest
26:47 Are Bonds Worth It for Young People?
28:52 Tax-Effective Investing for Kids
33:24 Merging Portfolios with a Partner
36:48 When to Seek Financial Advice
39:17 Common Mistakes New Clients Make
43:41 Final Money Advice for Young Aussies

Interested in speaking to Alex or another of our hand-picked financial advisers? Fill out the form on our website (https://equitymates.com/advice) and we'll match you with an adviser that suits your needs.

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This podcast is intended for education and entertainment purposes. Any advice is general advice only, and has not taken into account your personal financial circumstances, needs or objectives. Before acting on general advice, you should consider if it is relevant to your needs and read the relevant Product Disclosure Statement. And if you are unsure, please speak to a financial professional.

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