FICO 10T & VantageScore 4.0 Explained

Описание: New credit score models are coming to the mortgage world, and they’re going to change how approvals work for homebuyers, homeowners, and Realtors. FICO 10T and VantageScore 4.0 use about 24 months of your payment history and can factor in things like rent and utilities, which means your “story” over time matters more than ever. In this video, Emmett breaks down what’s changing, who it helps, and the specific moves you can make now so you’re ready.

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About Emmett & Treasure Coast Mortgage:
Emmett Dempsey is a mortgage professional and branch manager with Treasure Coast Mortgage, LLC, helping homebuyers and homeowners understand how credit, income, and strategy come together to create a clear path to homeownership. Since 2007 he’s helped hundreds of families navigate their credit and how it affects their mortgage approval and terms.

Disclaimer: This video is for educational purposes only. Rates and guidelines subject to change. Treasure Coast Mortgage, LLC NMLS# 1958997 | Emmett Dempsey NMLS# 208522.


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🏆 My Goal 🏆
My goal is to help educate families on the mortgage and home buying process with some edutainment mixed in. 😀
I know home ownership can be life changing for a family. I know it has been for mine. Homeowners are 46X wealthier than renters. 46X! It matters. However like anything there are misconceptions and less than reputable companies and Youtubers too spreading misinformation. My goal is to give you perspective from the trenches originating loans every day.
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➡️ Want to learn more about buying/refinancing and the process? Click Here -    • Don’t Buy a House Without Watching This! (...  

🆓 Not sure where to start? Click here: https://linktr.ee/emmettdempsey

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The information on this YouTube Channel and the resources available are for educational and informational purposes only.​
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Emmett Dempsey, Mortgage Broker/Owner NMLS 208522
Treasure Coast Mortgage, LLC NMLS 1958997
Company Address - 584 NW University Blvd, Suite 711 Port Saint Lucie, FL 34986
Equal Housing Opportunity - For licensing go to www.nmlsconsumeraccess.org
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