How Many Americans Age 50+ Are Over-Saving?

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Looking to potentially grow your retirement nest egg with smart financial planning?

Most retirees aren’t running out of money.
They’re running out of time while their savings sit untouched.

Research shows that many retirees with $1M–$3M saved are withdrawing far less than what their portfolios can safely support — often under 3%, when research suggests 4% or more may be sustainable.

In this video, I break down:

• Why wealthy retirees consistently underspend
• The psychology behind over-saving and fear of spending
• What the data says about millionaire retirement spending
• Safe withdrawal rates vs real withdrawal behavior
• How to know when you can retire sooner or spend more confidently

If you’re in your 50s or already retired with substantial savings and still feel uncertain, this conversation will help you see your situation more clearly.
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Disclaimer:
Parkmount Financial Partners LLC ("Parkmount Financial") is a registered investment advisor offering advisory services in the State of Massachusetts and in other jurisdictions where exempt. Registration does not imply any specific level of skill or training. The content provided is for informational purposes only and is not intended as tax, legal, or accounting advice, nor is it an offer or solicitation to buy or sell any security.

Investment in securities involves risks, including potential loss of principal. Past performance is not indicative of future results. All information is provided “AS IS” without warranties of any kind, either express or implied. Parkmount Financial is not responsible for any errors or omissions or for any outcomes related to the use of this information.

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