Rates On Hold

Описание: Bank of Canada rate decision January 28, 2026 — what to expect and what it means for your mortgage.
The BoC is expected to hold rates at 2.25%, starting what economists are calling "the long pause." But while Canada sits tight, the Fed is expected to keep cutting. Here's how that affects your fixed and variable rate strategy.
In this video, I cover:

Why the Bank of Canada is holding rates steady
What this means for variable rate mortgages
How fixed rates could move (even with no BoC action)
December 2025 housing market data breakdown
The CUSMA wild card that could change everything
Key data releases to watch this week

📊 Get your personalized rate comparison: https://everyrate.ca
Timestamps:
0:00 - The January 28th Decision
0:30 - What's Expected
2:00 - Variable Rate Outlook
3:30 - Fixed Rate Outlook
5:00 - Housing Market Impact
6:30 - The Trade Policy Wild Card
7:30 - Data to Watch This Week
8:30 - What To Do Now
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