The SHOCKING Truth About BNPL and Credit Card Options
Автор: Crayon Money Lab
Загружено: 2025-12-24
Просмотров: 2
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#buynowpaylater #bnpl #personalfinance #economics #consumerdebt
Buy Now, Pay Later feels like a simple way to split a purchase—but it’s quietly changing how consumer credit works. In this video, we break down BNPL like you’re five: who pays the store upfront, why the BNPL lender is still taking credit risk, and how rising interest rates can squeeze the funding behind these apps. You’ll see how “pay in 4” can lead to stacked payments, hidden budget stress, and a system that starts to resemble shadow banking. Along the way, we compare BNPL vs credit cards, explain why this shift matters for consumer debt, and share practical rules to stay safe at checkout. If you’ve ever used BNPL, this will change how you see that button.
#buynowpaylater #bnpl #personalfinance #economics #consumerdebt
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