Black Business Then & Now: Legacy, Ownership & Reparative Justice

Описание: Black History Month is more than what happened… it’s about what was BUILT. ✊🏾
Tonight on Talk It Out with DnD, we’re breaking down Black business legacy from the beginning — the risk-takers, empire builders, and wealth creators who laid the foundation when the odds were stacked sky-high.

Denise Day also brings a powerful update on reparations being actively paid in Evanston, Illinois, tied to past housing discrimination — and why housing + ownership is still a major key to generational wealth today.

And y’all already know… we’re keeping it REAL about:
✅ business ownership
✅ unity and collaboration
✅ homeownership strategy
✅ AND a few tax-season gems you need to hear right now.

🚨 Business Oscars Sponsor Deadline is TOMORROW — if you want visibility, promo, professional media, networking, and a powerful room… this is where you need to be.

⏱️ Timestamps

00:00 – Welcome back + why this Black History Month conversation is “rich”
01:10 – Setting the frame: ownership = survival, resistance, and power
03:10 – Madam C.J. Walker: building an ecosystem + creating jobs
06:10 – A.G. Gaston: banking, real estate, civil rights funding + “own it so they can’t take it”
10:30 – Robert Reed Church Sr.: real estate wealth strategy + early Black millionaires
12:30 – John H. Johnson: Ebony/Jet, controlling the narrative + starting with $500
15:10 – Maggie Lena Walker: first Black woman to charter a bank + Black financial infrastructure
17:10 – Denise Day: learning Black history later in life + inventions/patents that were hidden
20:20 – Black innovators: stoplight, shoes, GPS, NASA scientists + “why don’t we know their names?”
23:15 – Land theft + erased communities: Central Park, Greenwood/Black Wall Street, Lake Lanier
28:30 – Real talk on injustice: denied claims vs who gets payouts
31:05 – Reparations in Evanston, Illinois: $25,000 housing-based program + generational wealth impact
35:40 – Homeownership talk: don’t let the internet convince you renting is the goal
38:10 – Being savvy: negotiating mortgage terms + fixed rate warnings
41:10 – Trusts vs probate: why putting property in a trust matters
44:20 – Question for the audience: segregation today—could a “builder community” work?
47:00 – African Ancestry DNA + teaching kids the REAL history
50:00 – Tools/resources: Amazon store, activity books, Black history calendar, Ethiopian Bible
53:10 – Wealth mindset recap: ownership changes everything
55:00 – Business Oscars plug: why entrepreneurs, idea-stage founders, and networkers need to attend
57:00 – Quick tax-season announcements: refund timing + PATH credits
58:20 – W-4 tips: how claiming affects refunds + why changes matter
1:01:30 – 1095-A / Healthcare.gov warning: premium tax credit + why people end up owing
1:05:30 – Extensions + paying by April 15 (even with extension)
1:07:10 – IRS payment plans: penalties/interest + why owing gets expensive
1:09:00 – Side hustles + write-offs: why taxes favor business owners
1:11:00 – Travel business as write-off strategy + “2026 we going UP”
1:13:10 – Final reminders + sponsor deadline tomorrow + goodnight

African Ancestry (https://africanancestry.pscrpt.io/an2...)

Activity Book (https://amzn.to/4qysQa0)

MrsDayAllDay (https://www.amazon.com/shop/mrsdayallday)

Business Oscars Tickets (https://inbox.ubellc.net)