Banking News Update | RBI Impact on Home Loans & NBFC Lending | Week 1 January 2026

Описание: In this video, I share the Weekly Banking & Mortgage News Update—Week 1 of January 2026.

This update explains the latest RBI-related changes and how they may impact:

Home loan approvals
NBFC lending
Credit assessment
LAP and self-employed cases

I have explained everything in simple language, from a credit manager’s point of view, so bankers and borrowers can clearly understand the real impact.

This video is useful for:

Bankers
Credit Managers
Mortgage Professionals
Home loan & LAP borrowers
Anyone preparing for a career in credit or lending

🔗 SOURCES & REFERENCES (CREDIBLE NEWS LINKS)

The information discussed in this video is based on reports from trusted and well-established sources in the banking sector:

1️⃣ RBI Financial Stability Report – Banks Strong, NBFC Stress

Indian banks’ bad loans may fall, but NBFC risks rise – Reuters
👉 https://www.reuters.com/world/india/i...

2️⃣ Banking Sector Health – Low NPAs

Indian banking sector resilient, NPAs at multi-decade low – Reuters
👉 https://www.reuters.com/world/india/i...

3️⃣ RBI Co-Lending Framework (Effective Jan 2026)

India central bank issues final co-lending framework – Reuters
👉 https://www.reuters.com/world/india/i...

Additional reference:
Big shift for NBFCs and Housing Finance Companies – Loans Jagat
👉 https://www.loansjagat.com/news/big-s...

4️⃣ Home Loan Interest Rate & EMI Impact

2025 brought relief for home loan borrowers – The Economic Times
👉 https://m.economictimes.com/wealth/sa...

5️⃣ RBI Regulatory & Credit Risk Trends

RBI flags higher slippages, risks in loan books – Mint
👉 https://www.livemint.com/industry/ban...

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If you are a working banker or credit professional and need personal guidance, tools, or mentoring, you can connect with me here:

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https://topmate.io/shravan_pandey11

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📌 ABOUT THE CHANNEL

Banking with Shravan is a practical banking education channel where I share:
Weekly banking news
RBI updates explained simply
Home loan & LAP concepts
Credit underwriting basics
Real-life lending knowledge

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