What First-Time Homebuyers Need to Know Before Making an Offer - Part 2 of 3
Автор: Home Loans Network
Загружено: 2026-01-14
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🏡 What First-Time Homebuyers Need to Know Before Making an Offer
Brought to you by Home Loans Network by The Real Estate Deal Room
Buying your first home doesn’t have to be confusing. In this educational video, we break down the most common and important questions first-time homebuyers ask when preparing to purchase a home — from loan options and down payments to pre-approval, inspections, appraisals, and interest rates.
This video is designed to help buyers understand how lenders evaluate your application, what steps matter most before making an offer, and how preparation can help you avoid costly mistakes and delays during the homebuying process.
Whether you are just starting your journey or actively house hunting, this video provides clear guidance so you can move forward with confidence.
🏡 Topics Covered in This Video:
• FHA loan myths and who FHA loans are really for
• Buying a home using an ITIN instead of a Social Security number
• Minimum down payment options for FHA, Conventional, VA, and USDA loans
• What mortgage pre-approval means and why it matters
• How long the homebuying process typically takes
• What happens after you get pre-approved
• Whether you should talk to a lender or a realtor first
• Documents needed to buy a home
• Buying condos, townhomes, and multi-unit properties
• Home inspections, appraisals, and seller concessions
• How mortgage interest rates are determined
📍 Serving Homebuyers in These Licensed States:
Ebonie Beaco is licensed to assist homebuyers in Alabama, Arkansas, California, Florida, Georgia, Illinois, Indiana, Kentucky, Michigan, Missouri, and Virginia. If you’re buying in any of these states, this education applies directly to you.
✔️ Subscribe to the channel for weekly homebuyer education
✔️ Like and share this video with someone planning to buy a home
✔️ Visit www.HomeLoansNetwork.com
to explore your mortgage options
✔️ Join us live and ask your questions
🗓️ New videos and live education air every 2nd & 4th Wednesday of the month
⏰ 7:00 PM CST
📺 YouTube: @TheRealEstateDealRoom
⚖️ NMLS Disclosure:
Ebonie Beaco, Mortgage Strategist & Senior Loan Officer
NMLS #2389954
Licensed in Alabama, Arkansas, California, Florida, Georgia, Illinois, Indiana, Kentucky, Michigan, Missouri, and Virginia.
Home Loans Network is a mortgage marketing and education platform powered by Loan Factory, Inc.
Equal Housing Opportunity. All loan programs are subject to credit approval, underwriting guidelines, and property eligibility. This content is for educational purposes only and does not constitute a commitment to lend.
#AlabamaHomebuyers #ArkansasHomebuyers #CaliforniaHomebuyers #FloridaHomebuyers #GeorgiaHomebuyers #IllinoisHomebuyers #IndianaHomebuyers #KentuckyHomebuyers #MichiganHomebuyers #MissouriHomebuyers #VirginiaHomebuyers
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