20 Years of Private Money Lending: Lessons, Challenges & What's Next

Описание: In this candid interview, Pacific West Mortgage Fund founder Mark Granger sits down with Hannah to reflect on 20 years in the private money lending business — what worked, what didn't, and where the market is heading. From the origins of the fund to today's rising default rates and tightening regulations, this is an honest look at what it really takes to run a private equity lending fund in California.

If you're an investor, borrower, or mortgage broker working in the commercial real estate space, this one's worth your time.

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Timestamps:
0:00 — Introduction & Why Pacific West Was Founded
1:52 — Advantages of Being a Lender vs. a Property Owner
4:23 — Returns Over 20 Years & The Low Interest Rate Era
6:04 — The Biggest Challenge: Sourcing Good Loans
8:34 — Declining Borrower Quality & Rising Default Rates
10:29 — Is the Market Getting Riskier While Returns Fall?
13:36 — California Regulations & the Borrower-Friendly Environment
15:56 — What Pacific West Is Doing Right Now to Grow
18:10 — Market Predictions for 2026 and Beyond
20:08 — Why Mark Still Sees a Bright Future for Private Money
21:56 — Keys to Long-Term Success: Relationships & Loan Quality
24:34 — Closing Thoughts & How to Work With Us

Pacific West Mortgage Fund is a Southern California-based private equity lending fund specializing in business-purpose commercial loans.

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