Why Making $75k Feels "Broker" Than $45k (The Lifestyle Inflation Trap)

Описание: Why does making $75k feel "poorer" than making $45k? It sounds impossible, but for millions of Americans, the "Lifestyle Inflation Trap" makes a higher salary feel like less money.

In this video, I break down the math and psychology behind why a $30,000 raise often results in $0 extra savings. We explore the invisible spending traps that destroy wealth, how "convenience" drains your bank account, and the exact 50/25/25 budgeting rule you need to escape the trap.

In this video, you will learn:

The "Guacamole Identity": Why successful people go broke.

The math behind why $45k earners often have more discipline.

How to spot the "Invisible Transformation" of your expenses.

My personal framework to save money after getting a raise.

⏱️ TIMESTAMPS 0:00 - The $75k vs $45k Paradox 1:23 - What is Lifestyle Inflation? 3:15 - Where Your Raise Actually Goes (The Math) 5:42 - The Psychology of Spending 7:50 - Why Convenience is a Wealth Killer 9:15 - How I Broke the Cycle 10:45 - The 50/25/25 Budget Rule 12:30 - How to Stop Feeling Broke

#LifestyleInflation #PersonalFinance #Budgeting #SalaryTrap #MoneyPsychologyI
am not a financial advisor. The content on Hoodie Guy Invests is for educational and entertainment purposes only. Investing involves risk. Please do your own research or consult a professional before making financial decisions.