Leja Build Credit Infrastructure for the 90% Banks Do Not Serve | Tekwane Mwendo, CEO Leja

Описание: Tekwane Mwendo grew up in a village in Kenya, started his first business selling goat meat after high school, and built Leja into a platform that lends to the informal economy that traditional banks have never served. 90% of Kenya's economy runs through small businesses with no credit history, no bank account, and no way to access formal capital. Tekwane does not treat that as a charity problem. He treats it as the biggest business opportunity of our time.

In this episode, Tomer and Tekwane get into what it actually takes to build credit infrastructure for markets the financial system was never designed for, why patience is the only real competitive advantage in emerging markets, and why the entrepreneurs borrowing from Leja are some of the strongest he has ever lent to.

Timestamps 📌
[00:00] Introduction
[02:24] Tekwane's origin story
[10:00] What Leja does and who it serves
[16:00] How Leja credit scores borrowers with no formal financial history
[22:00] Why 90% of Kenya's economy is invisible to traditional banks
[28:00] The infrastructure failed MSMEs, not the other way around
[36:14] How Africa looks in 5 to 10 years

Relevant links
👉 Leja: https://leja.co.ke
👉 Tekwane on LinkedIn:   / mpesa  
👉 Textile: https://app.textilecredit.com/
👉 Tomer on X: https://x.com/TBariach
👉 Tomer on LinkedIn:   / tomer-bariach