Your Cup of Counsel | Ep8 | Are You Really Covered? Insurance coverage, New Laws, & Smart Protection

Описание: Insurance can be confusing — and being underinsured in California can cost you more than you think. In this episode, we break down insufficient coverage, how to properly calculate your insurance needs, and key updates to California law (including Senate Bill 1107 and rideshare-related changes).

We also discuss umbrella policies, protecting your family financially, what to consider when purchasing insurance, and whether you still need coverage if you don’t operate a vehicle. This is a practical, big-picture conversation designed to help consumers make smarter, more protective insurance decisions in today’s legal landscape.

⏱️ CHAPTERS
---
00:00 - Intro
2:16 - Insufficient insurance coverage
2:59 - New CA law (Senate Bill 1107)
4:37 - Turns out that the dollar went further in 1967
6:38 - What to consider when purchasing insurance
7:44 - Calculating your insurance properly
10:50 - Protecting yourself further
13:10 - Rideshare companies have their way again (Senate Bill 371)
15:02 - Thinking about the big picture of insurance
16:48 - What if I don't operate vehicles... do I need insurance?
18:59 - Umbrella policies protect you and your family
21:29 - One last tip



🔗 SUPPORT THE SHOW
---
📬 Email us your questions at [email protected]
🗣 Comment below about any of the issues we've covered or issues you want us to cover.
☕ Support the local coffee roaster (not sponsored) from this episode: A Cup of Joy at https://www.yelp.com/biz/a-cup-of-joy...
👍 Like, comment, and subscribe for more real conversations about law, life, and everything in between.

🎧 LISTEN IN
---
Apple Podcast: https://podcasts.apple.com/us/podcast...
Spotify: https://open.spotify.com/show/1gVsvzl...
Amazon Music/Audible: https://music.amazon.com/podcasts/47e...

--
--
--

Disclaimer: The content provided on this podcast is for informational and educational purposes only and does not constitute legal advice. The views and opinions expressed are those of the hosts and guests and do not necessarily reflect the official policy or position of any agency, organization, employer, or company.
Listening to this podcast does not create an attorney-client relationship between you and the hosts or any affiliated attorneys. You should not act or refrain from acting based on any information discussed on this podcast without first seeking appropriate legal or professional advice from a licensed attorney in your jurisdiction.
While we strive to provide accurate and up-to-date legal information, laws and legal interpretations can change, and we make no representations or warranties as to the accuracy, completeness, or suitability of the information discussed. Any reliance you place on such information is strictly at your own risk.
The hosts, guests, producers, and affiliated parties expressly disclaim any and all liability in respect to actions taken or not taken based on any or all of the contents of this podcast.