Pay For Deletion in Canada EXPOSED: Why Your Collection Still Shows $0 and Hurts Your Credit
Автор: Kenny Johnson
Загружено: 2026-02-23
Просмотров: 40
Описание:
I see this mistake every single week.
Someone pays off a collection account thinking it will be removed from their credit report… and it still shows up with a $0 balance.
If you are dealing with collections in Canada, this video will help you avoid a costly mistake.
In this video, I explain:
Why paying a collection does NOT automatically remove it
What a zero-dollar collection really means
How collection agencies protect themselves during negotiations
What I require in writing before I ever send payment
How to properly negotiate pay for deletion in Canada
How this affects Equifax and TransUnion reporting
Many Canadians believe that once a debt is paid, it disappears. That is not how the credit system works.
A collection account with a zero balance can still hurt your credit score and stay on your report for up to seven years.
If you need help negotiating with a collection agency anywhere in Canada, my team and I can assist.
📍 Based in Montreal, Quebec
🇨🇦 Serving clients across Canada
📧 Email: [email protected]
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