Understanding IRMAA: How Higher Income Impacts Your Medicare Premiums

Описание: In this video, we break down everything you need to know about IRMAA (Income-Related Monthly Adjustment Amount) and how it affects your Medicare Part B and Part D premiums. If your income exceeds certain thresholds, IRMAA could increase your monthly Medicare costs.

We’ll cover:
What IRMAA is and how it works
Income thresholds and premium adjustments
How to appeal an IRMAA decision
Tips for managing your income to avoid or reduce IRMAA charges
Whether you're nearing retirement or already enrolled in Medicare, understanding IRMAA can help you avoid surprise costs and plan ahead.

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📋 Helpful links:
SSA Form SSA-44 for IRMAA Appeals:
https://www.ssa.gov/forms/ssa-44.pdf

More info on IRMAA from Medicare.gov:
https://secure.ssa.gov/poms.nsf/lnx/0...

Disclosure:
This video is for informational purposes only and should not be considered legal, tax, or financial advice. Please consult a financial professional, tax advisor, or attorney to discuss your individual circumstances before making any decisions regarding Medicare or income-related adjustments. Medicare rules and regulations are subject to change, so always verify with official sources or a qualified expert.

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