Common Reasons for A Disability Insurance Company to Delay Disability Benefit Payments

Описание: Attorneys Gregory Dell and Stephen Jessup discuss why disability insurance companies often delay a claim review or an approval of disability benefits, or delay the review of your appeal if your disability claim is denied. Insurance companies will claim you or your physicians failed to send in relevant information in order to delay the review. Insurance companies are held to timeframes to make a decision, but it can be suspended if the insurance company claims they need more information.


Under most group policies it is the burden of you as the insured to provide evidence. This is an unfair position, especially if the insurance company has the ability to obtain medical records, medical reviews, and other information to make a claim decision. Our disability lawyers can help navigate the initial application for disability, a denial or the appeal to win disability benefits. We will gather medical evidence, contact your physicians and submit vocational evidence in support of your disability claim.


00:00 – What are the most common reasons disability insurance benefit payments are delayed?

02:22 – During the application for disability benefits process there are legal time frames that the insurance company must comply with.

03:42 – The insured has the burden to get evidence of disability to the disability insurance company so we always send significantly more than they ask for.

06:27 – Always deal with your disability insurance company in writing in order to preserve a record in the event of claim denial.

07:52 – The disability insurance company may call your treating doctor to discuss the claim and your treating doctor should ask them to send questions in writing and respond in writing.

10:32 – The ERISA appeal deadlines for a disability insurance company to make a claim decision are strict, but it is very common for unreasonable extensions to be requested.


For an immediate free consultation with one of our nationwide disability insurance lawyers please 📞 call 888-292-8481 or 💻 email https://www.diattorney.com/contact/?r.... We do not charge any fees or costs unless we are able to recover benefits. No office visit is necessary.