Health, Life Insurance पर GST खत्म, लेकिन आपको फायदा नहीं मिलेगा? Input Tax Credit|Kharcha Pani

Описание: #KharchaPani Show, Episode no. 1174 | 17 September 2025

In today’s show, we are discussing following news:

-No ITC benefit towards GST paid on commission on individual health, life policies from Sep 22
-Insurance companies will not be able to claim input tax credit on GST paid on inputs like commissions and brokerages for individual health and life insurance policies with effect from September 22, the CBIC said on Tuesday.

-The Central Board of Indirect Taxes and Customs (CBIC) has issued a set of FAQs clarifying on the taxation of various goods and services when the new GST slabs kick in from September 22. The GST Council in its meeting on September 3 had decided to exempt premium paid on individual health and life insurance policies from GST effective September 22, from the current 18 per cent rate.

-The ongoing tussle between several private hospitals and insurance companies over reimbursement rates and cashless claims has again trained the spotlight on the plight of
policyholders, who experts believe were at the receiving end amid soaring medical
inflation.

-The simmering conflict came to a head last month when Niva Bupa suspended cashless services at Max Hospitals on August 16, citing unresolved reimbursement issues. Just days later, the Association of Healthcare Providers India (AHPI) advised member hospitals to
suspend cashless hospitalisation for Bajaj Allianz, also flagging Care Health over similar pricing and settlement delays. The deadlock lasted eight days before partial resolutions emerged.

-At the centre of the latest flashpoint lies the common empanelment program, launched to streamline cashless access and reduce multiple contracts. According to the executive, “The common empanelment is creating friction. The smaller hospitals will get squeezed more, because they have lesser negotiating power.”


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Produced By- Pradeep Yadav
Video Editor: Ravi Gangwar