Simple Year-End Tax Moves for 2025: Harvest Losses, Give Smart, and Boost Retirement Savings

Описание: Feeling behind on year-end planning? In this Wealth Wednesday episode,we shares simple, practical tax moves you can still make before December 31—and a few to prep for next year.

✅ We cover tax-loss harvesting (and how to avoid wash sales),
✅smarter charitable giving with Qualified Charitable Distributions (QCDs), ✅maximizing 401(k) contributions and catch-ups,
✅bunching deductions if you’re close to itemizing,
✅and planning ahead for Roth catch-ups.

Small steps now can lower taxes and keep your retirement plan on track.

If you’re 70½ or older, learn how giving directly from an IRA can reduce taxable income. If you’re still working, see how a last-minute boost to your workplace plan—and catch-up contributions if you’re 50+—can make a meaningful difference. We’ll also talk about when direct indexing might help build a bank of usable losses in taxable accounts.

Want a plan tailored to you? Schedule a conversation with our team at CFS. We help families in the Mid-Ohio Valley simplify decisions and invest with confidence.

👉 Learn more: CFSWV.com
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Disclosures: This content is for education only and not tax, legal, or investment advice. Consult your tax professional for guidance about your situation. Investments involve risk, including loss of principal. Past performance is not a guarantee of future results.

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