What If I Disagree with the HUD Consultant's Recommendations on a 203k? (Your Options!) 🗣️🏠
Автор: Makeover Homes
Загружено: 2026-02-19
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Disagree with your HUD consultant's recommendations on a Standard 203k? You still have power as the borrower—here's what to do in 2026:
Talk directly to the consultant during/after the walkthrough—explain your vision and ask why they recommend something (often it's an FHA rule or safety concern).
Provide evidence (recent inspections, manufacturer specs, or code docs) to support your position—they must consider solid proof.
Loop in your lender to mediate, clarify, or request alternatives.
If it's truly unreasonable, request a different HUD-approved consultant through your lender (with good reason).
Worst case, scale back to Limited 203k (no consultant) or walk away.
Most disagreements resolve with communication—be polite, specific, and collaborative.
Watch this quick video for how to speak up, protect your vision, and keep the project moving!
Have you ever disagreed with a consultant or inspector? How did you handle it? Share below 👇 #203kLoan #HUDConsultant #HomeRenovation #FixerUpper #RealEstateTips
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