The #1 Medicare Mistake That Costs Couples A Fortune | Senior Health

Описание: As you and your spouse approach age 65, you're about to enter a new world of health insurance. One common misunderstanding about Medicare Part B enrollment can lead to permanent, lifelong financial penalties and devastating medical bills. This guide gives you the clarity you need to protect your retirement.

In this step-by-step video, we break down the most dangerous Medicare mistakes couples make. We reveal the fundamental difference between employer insurance and Medicare, and why failing to grasp this leads to disaster. You'll learn about the single most costly error regarding a spouse's work coverage, the COBRA trap that snares thousands, and the permanent Part B penalty it triggers. We walk through a real-world story of a couple hit with a $20,000 bill and a lifelong penalty, so you can see exactly how high the stakes are.

We'll give you two actionable steps to take to coordinate your plans correctly, including the critical government form (CMS L564) you'll need. We also explain why "cloning" your spouse's plan can cost you thousands and how to use the Medicare Plan Finder tool to make a smart, individual choice. Finally, we cut through the noise of misleading ads and show you the only two resources you can truly trust.

Disclaimer: The information in this video is for educational purposes only and is not intended as medical or financial advice. We are not insurance agents. You should always consult with a qualified professional or your State Health Insurance Assistance Program (SHIP) to discuss your personal situation.

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