Difference Between RuPay and Visa Debit Card in Hindi | By Ishan

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Difference Between RuPay and Visa Debit Card in Hindi | By Ishan

Debit card : A debit card is a plastic payment card that can be used instead of cash when making purchases. It is similar to a credit card, but unlike a credit card, the money comes directly from the user's bank account when performing a transaction.

RuPay is an Indian domestic card scheme conceived and launched by the National Payments Corporation of India (NPCI) on 26 March 2012. It was created to fulfil the Reserve Bank of India's (RBI) desire to have a domestic, open loop, and multilateral system of payments in India.

Visa Debit is a major brand of debit card issued by Visa in many countries around the world. Numerous banks and financial institutions issue Visa Debit cards to their customers for access to their bank accounts.

The Debit Mastercard is a debit card. It uses the same systems as the standard Mastercard credit card but does not use a line of credit to the customer, instead relying on funds that the customer has in their bank account.

RuPay, visa and mastercard these all are payment gateways for online transaction.Visa and Mastercard are international payment gateways therefore they charges heavily for each transaction and these charged money will go outside of India.They are located in almost each and every country. But RuPay is national gateway operated by NPCI. Here the transaction is done within India therefore the charges are negligible or in most cases NIL.

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