Why 2025 Might Be Your Last Chance with CMHC MLI Select

Описание: Every golden era ends.
And for CMHC MLI Select, that time may be closer than investors think. ⏳

In July 2025, CMHC quietly doubled its multi-unit insurance premiums — the first major change since MLI Select launched.
That single move added tens of thousands in costs and pushed some projects below qualification.

That wasn’t random.
That was testing the brakes.

And it might just be the start.

Here’s what could come next in 2026:
⚠️ 95% → 90% Loan-to-Cost
⚠️ 50 → 40-Year Amortization
⚠️ Stricter scoring for affordability + energy

Even a 1–2% shift in returns can kill a deal.
When lenders start second-guessing underwriting, the window closes fast.

✅ The good news: Projects submitted in 2025 are grandfathered under the current rules — 95% LTV, 50-year amortization, and insured rates.
But once CMHC tightens again, those terms are gone.

You can time the market.
But you can’t time government policy.

📩 Book your strategy call now: https://dkwg.ca

💬 Drop your questions below — let’s talk about how to position your deals before the rules change.
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