Kakeibo: The 118-Year-Old Japanese Trick to Save 35% More Money

Описание: Stop trying to automate your finances. Automation makes you lazy, and laziness makes you broke.

In today's episode, we explore Kakeibo (pronounced Kah-Kay-Boh), the 118-year-old Japanese art of budgeting that uses mindfulness—not apps—to help you save up to 35% of your income.

If you struggle with impulse buying, or if you have 5 different finance apps but still feel broke, this analog method is the "hard reset" your brain needs.

👇 What You Will Learn:

The Trap: Why "frictionless" payments (Apple Pay, Credit Cards) trick your brain into overspending.
The History: How Japan's first female journalist invented this system in 1904.
The Method: The 4 "Magic Boxes" you need to draw in your notebook.
The Ritual: The 4 questions to ask yourself every month to stop the bleeding.

⏱️ Timestamps: 0:00 - Why Budget Apps Fail 2:15 - The "Pain of Paying" (Why Cash Wins) 4:30 - What is Kakeibo? (History) 5:50 - The 4 Boxes (Needs vs. Wants) 8:15 - The "Culture" Category (Spend MORE here) 10:45 - The Monthly Ritual 13:30 - The 7-Day Notebook Challenge

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DISCLAIMER: The content presented on the "Lazy Lacy Invests" YouTube channel is intended for educational and entertainment purposes only. The information provided in this video is not intended to be, and does not constitute, financial, investment, legal, or tax advice. I am not a financial advisor. Please conduct your own research before making any investment decisions.