Should You Buy a House Now or Wait? (2025 Housing Market Breakdown)

Описание: Is it finally a good time to buy — or should you keep waiting for prices or interest rates to drop?

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In this video, I break down Bankrate’s latest housing market analysis by David McMillin and walk you through what the numbers really mean for today’s buyers — from mortgage rates to home prices to whether we might see a recession ahead.

We’ll cover:
✅ Whether 2025 is actually getting better for buyers
✅ The latest data on home prices, days on market, and inventory
✅ The “Marry the House, Date the Rate” mindset (and when that’s bad advice)
✅ Mortgage math: what a 0.5% rate change really costs you
✅ How to decide if buying now makes sense based on your finances
✅ What to do if your credit or down payment needs more time
✅ Local vs. national trends — and why your neighborhood matters more than the headlines

📊 Key Stats:

Median U.S. home price (July 2025): $422,400

30-year fixed mortgage rate (Aug 2025): 6.62%

Inventory: Up 15.7% year-over-year, highest in 5 years

77% of Americans say it’s a “bad time to buy” — but are they wrong?

⏰ Timestamps:
00:00 — Intro: Should You Buy Now or Wait?
01:20 — 2025 Market Overview
03:45 — Why Buying Now Can Still Make Sense
06:20 — The Three Key Questions to Ask Yourself
08:15 — When It’s Smarter to Wait
10:10 — The Real Cost of Mortgage Rate Changes
12:05 — Recession Risks & Opportunities
14:00 — FAQs: Will the Market Crash? Can You Buy & Sell at the Same Time?
16:00 — Final Takeaway + Boise Real Estate Insight

💬 Ready to talk about your next move?
If you’re thinking about buying or selling in the Boise area, let’s connect for a personalized consultation. We’ll look at your numbers, your timeline, and your local market data — so you can make a confident decision without guessing.

📞 Schedule a call: https://www.sarahbreckrealestate.com/...

📘 Download my First-Time Buyer Bootcamp: https://www.sarahbreckrealestate.com/...







Navigating the complexities of buying a house involves understanding current mortgage rates and keeping a close eye on the overall housing market. It's essential to assess home prices and the broader economy to make informed decisions. Consult with a trusted mortgage lender to explore your options in today's real estate market. 🏡