How to Manage Debt AND Invest in Your 30s

Описание: Are you paying off debt... in the wrong order? It's the biggest money mistake people in their 30s make. You're juggling student loans, credit card debt, and trying to invest, but it feels like you're not getting ahead. This 11-minute documentary reveals the expert 6-step "Financial Triage" plan to finally get it right.

This isn't just "money tips"; this is the strategic playbook for how to manage debt AND invest in your 30s. We'll show you why paying extra on your 5% student loan before getting your 100% 401(k) match is a massive financial error, and provide the exact order of operations to pay off debt fast while building real, long-term wealth.

► FINANCIAL THEORY EXPLAINED (WHY THIS WORKS): This documentary is a case study in Behavioral Economics and Risk Management. We explore:

Opportunity Cost: Why the 100% risk-free return from a 401(k) Match (at 2:45) has a higher priority than paying down most debt.

Psychology vs. Math: The critical difference between the "Debt Snowball" (behavioral win) and the "Debt Avalanche" (mathematical win) (at 5:00).

Risk Transfer: The extreme danger of using a Home Equity Loan (HELOC) (at 7:15), which transfers risk from unsecured credit card debt to your most valuable asset: your home.

► CHAPTERS
0:00 - The Financial Crossroads
1:20 - Financial Triage
4:12 - Protecting Your Financial Future
5:57 - The Human Side
7:56 - From Debt to Destiny

► JOIN THE DISCUSSION: Which of the 6 "Financial Triage" steps are you working on right now?

LEGAL DISCLAIMER: A DreaMeta Visual Studio Production © 2025 DreaMeta Visual Studio. All rights reserved. This film is for informational and entertainment purposes only and is not intended as, and shall not be understood or construed as, financial advice. All views expressed are for general informational purposes only. Consult with a qualified financial professional before making any financial decisions.

#personalfinance #investing #debtfree #debt
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