What Happens In A No-Fault Accident? Who Pays?

Описание: If you happen to be injured in a car accident in a No-Fault state such as Michigan, your medical bills and lost wages will be paid regardless of who caused the crash. Your own auto insurance company will pay these benefits. You can still sue the at-fault driver for your injuries, pain and suffering, and any excess economic losses.

However, if your Michigan No-Fault benefits like medical bills and lost wages exceed the PIP coverage levels of your own auto insurance policy, then you can also sue the at-fault driver who happened to cause the crash for Michigan No-Fault benefits that exceed the applicable PIP coverage.

You can also bring a lawsuit against the at-fault driver for your injuries and pain and suffering. Under Michigan’s auto No-Fault law, you will be required to show that the other driver was at-fault and that your injuries have affected your general ability to lead your normal life.