Live Q&A: Spain Health Insurance Secrets for Expats & Visa Holders – Expert Broker Reveals All!

Описание: 📣 LIVE Q&A: Spain Health Insurance Secrets for Expats & Visa Holders – Expert Broker Reveals All!
Don’t miss this exclusive live event with Ciaran, Spain’s leading health insurance broker!

⏰ Join Live on Sat 5th April at 10am CET
👉 Ask YOUR questions in the chat!

🔥 Key Topics Covered:
✅ Visa Health Insurance 2023: What policies meet Spain’s visa requirements?
✅ Pre-Existing Conditions: Can you be denied coverage? (Spoiler: Not always!)
✅ Public vs. Private Healthcare: Who qualifies for free public healthcare in Spain?
✅ Travel Insurance vs. Health Insurance: Critical differences for new arrivals.
✅ Deductibles, Waiting Periods & Co-Payments: Hidden costs EXPATS MUST KNOW.
✅ Policy Cancellation/Extensions: How to adjust your coverage without penalties.
✅ Dental Coverage, Prescriptions & Insurance Cards: What’s REALLY included?
✅ Choosing Hospitals/Doctors: Avoid surprises with Ciaran’s Spain-wide lists!

❓ LIVE AUDIENCE QUESTIONS:
“Do I need a Spanish bank account or address to get insured?”
“How soon do I get my insurance documents?”
“What’s the #1 mistake expats make with health insurance?”

🔗 WATCH OUR LAST EPISODE:“🇪🇸Spain Healthcare for Non-Lucrative Visa Residency NLV LATEST UPDATE! 🏥🚑” ➡️ https://youtube.com/live/p2ORgde_ixQ

📌 SUBSCRIBE & TURN ON NOTIFICATIONS so you never miss a live show!

💬 COMMENT BELOW with your questions for Ciaran – we’ll answer them LIVE!

🏥Healthcare Insurance from our guest, broker Ciaran O'Toole:
https://www.innoinsure.com/visainsura...

Top Links:

🔗SuperLink to Support and Contact YouTooSpain & Skatz
https://linktr.ee/skatzsinger

💶Use this link for Smart currency exchange
https://bit.ly/SmartY2S

🛂Upsticks - best Visas & Residency service
https://www.upsticks.es

💳Financial & Tax advice (Lucia Melgarejo)
[email protected]

🧾Antonio Lizana Gestor/Accountant
https://paperwork.es/

🪦Ruth Forder for Funeral Plans
https://funeralplansbyruthforder.com/...
+34 693 715 718
[email protected]

🏘️Fran the Lawyer's website for Wills, Inheritance, Property and more
https://afconsulting.es/en/

🦷Full mouth dental treatment from Crooke & Laguna
[email protected]

🚑Medical Certificates & more
https://www.zoomdoc.com/?ref=youtoospain
10% discount with code YOUTOOSPAIN

📲Get MOBILE PHONE discounts with Lobster:
https://www.lobster.es/referral/?refe...

🎶Lee Spreadbury (writer of YouTooSpain theme music)
   / @guruleekeys  


⏰TIMECODES & CHAPTERS
00:00 Introduction
01:43 Guest intro and shoutouts
04:59 Broker Vs Company rep?
06:33 Who needs private healthcare in Spain and how do they qualify?
07:59 Public healthcare summary, who can qualify?
10:24 How to support YouTooSpain
11:14 Is Ciaran’s company regulated and obligated to provide the best fit policy?
13:32 Viewer question about healthcare before or on retirement
15:56 Healthcare Insurance Vs Travel Insurance Vs EHIC/GHIC
20:52 Is there anything that stops people getting healthcare cover?
27:40 What’s the typical estimated cost for healthcare insurance?
29:14 How to get great currency exchange rates
31:19 Can you choose when your cover starts, how long does it cover, and can the period be changed or cancelled?
39:24 What are deductibles, waiting periods, & co-payments?
43:02 Can you buy healthcare insurance if you currently live in Spain?
43:38 What does a healthcare policy cover? And is there dental cover?
45:23 Is it a good idea to have private cover on top of public healthcare?
56:20 Are the restrictions the same for EU citizens registering as residents?
58:39 Is there a limit to the cost of treatment you can have on a policy?
1:00:43 What is the private Healthcare Insurance Card?
1:03:01 Are there lists of the different doctors/insurance companies that use only certain private hospitals?
1:08:32 Do you have to pay for any treatment in advance of your insurance company paying?
1:09:10 Are prescriptions covered?
1:12:34 Do you need a Spanish address or bank account to have a healthcare policy?
1:13:35 final tips and outro

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Want more advice on what it’s like moving to & living in Spain? Then visit us at:
https://www.youtoospain.com

Follow/Connect:

Facebook private group:   / youtoospain  
Facebook page:   / youtoospain  
Threads: https://www.threads.net/@skatzstillalive

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