🎙️ The Real Deal Pod | EP 54 — Canada’s NEW Housing Plan EXPLAINED | Fixed vs. Variable Rates 2025

Описание: 🧠 What’s Inside:



The 2025 Canadian election changed everything—new leadership, new housing promises, and major mortgage decisions for buyers and owners alike.



 



In this episode, Allister & Geoff unpack:



 




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Canada’s new federal leadership




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The real impact of the Build Canada Homes plan




•


How public land leasing could unlock supply




•


Whether fixed or variable mortgage rates are smarter in 2025




•


And why personal risk tolerance matters more than the latest headlines






 



Whether you’re a homeowner, investor, first-time buyer, or a real estate agent, this episode gives you clarity in the chaos.



 

🔍  Timestamps:


 



00:00 – Canada’s 2025 Election & What Changed



02:03 – Mark Carney: Who He Is & Why It Matters



06:45 – Build Canada Homes: Is 3.9M Units Realistic?



11:30 – Leasing Federal Land: A Game-Changer?



15:58 – Will the MURB Program Come Back?



20:12 – Mortgage Breakdown: Fixed vs. Variable



26:47 – When Variable Makes Sense



33:00 – Why Fixed Still Wins for Some Canadians



38:00 – Understanding the 50-Basis-Point Rule



44:15 – Risk Tolerance in 2025: What to Know



49:40 – Mortgage Strategy for Homebuyers & Realtors



55:00 – Final Word: Advice from the Pros



 

🧭 Top Takeaways:


 




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🇨🇦 A new federal government is here—policy shifts are coming.




•


🏗️ Canada’s plan for 3.9M new homes relies heavily on unlocking land.




•


🔁 Variable rates aren’t dead—they’re just misunderstood.




•


🧠 The best mortgage depends on your goals, income, and risk level.




•


🤝 Working with a real expert gives you the edge—now more than ever.






 

🎯 Who This Is For:


 




•


Homebuyers confused by today’s rates




•


Sellers trying to time the market




•


Real estate agents advising nervous clients




•


Investors watching for opportunity




•


Anyone looking to love where they live






 

👥 Hosted By:


 



Allister Carrington | Fraser Valley REALTOR®



📞 778.990.8703 | ✉️ [email protected]



🌐 www.allistercarrington.com (https://www.allistercarrington.com/)



 



Geoff Lee | Mortgage Broker, GLM Mortgage Group



📞 604.259.1486 | ✉️ [email protected]



🌐 www.glmmortgage.com (https://www.glmmortgage.com/)



 



 

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💬 Comment Below:


 



Do YOU trust the new housing plan? And are you choosing a fixed or variable mortgage this year?



 



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