Micro-finance stocks are down 50% ! Is the sector bottoming out?

Описание: The Micro-finance sector has been through multiple boom and bust cycles, but after a massive 50%+ crash in price and all time low valuations, is the sector bottoming out? In this video, we analyse the history of Micro-finance in India, past crises, regulatory changes, and where we might be in the current cycle.

🔍 Topics Covered:

✅ Lessons from past cycles (Andhra Pradesh MFI crisis, demonetization, COVID-19 impact)
✅ Impact of RBI regulations – How new risk weight norms & lending caps affect growth
✅ The 2024 correction – Why have microfinance stocks fallen so much?
✅ CreditAccess Grameen, Spandana, Ujjivan, Equitas & more – Are these stocks undervalued?
✅ Where are we in the MFI cycle? How long does it take for the sector to recover?

💡 Key Insights:
🔸 CreditAccess Grameen (₹25,000 Cr+ loan book) is now the largest microfinance player
🔸 Karnataka's new MFI ordinance – Will it be another Andhra Pradesh crisis?
🔸 New SRO regulations (2025) – How will they impact NBFC-MFIs & SFBs?
🔸 MFI valuations at multi-year lows – Time to buy or wait for more clarity?

Chapters :

00:00 MFI sector is down 50%
01:19 Understanding Microfinance Cycles
02:47 Micro-finance 1.0 - Andhra Pradesh MFI Crisis 2010
06:07 How RBI Changed Microfinance Regulations
08:36 Small Finance Banks – A Solution or a New Problem?
10:11 Micro-Finance 2.0 - The Impact of Demonetization on MFIs
12:44 COVID-19 and Its Effect on the Microfinance Industry
15:33 Micro-Finance 3.0 - The 2022 MFI Boom
16:53 RBI's Recent Actions – Are MFIs in Trouble?
18:39 Where Are We in the Current MFI Cycle?
20:49 Karnataka's MFI Ordinance – What to Expect Next
21:33 Are MFI Stocks a Buying Opportunity Now?




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#Microfinance #NBFC #StockMarketCrash #CreditAccessGrameen #SmallFinanceBanks #MFIStocks #Investing #Equitas #Spandana #Ujjivan #StockMarketIndia