Has APRA Killed Investment Lending? (What It Means for 2026)

Описание: APRA has dropped new DTI lending rules that could reshape Australian property investing in 2026. Here's exactly what changed, who's affected, and what it means for YOUR borrowing power.

APRA has announced a new round of lending changes, including updates to DTI rules — and the headlines are loud.

But what do these changes actually mean for the Australian property market?
And more importantly… what do they mean for your as an investor or homebuyer heading into 2026?

In today’s episode, Callum's back as we break down:
what APRA has introduced
who is most likely to feel the impact
how banks and lenders may respond
the flow-on effects for borrowing power and strategy
how the market has reacted to similar interventions in the past
and what to consider as you plan your next move

No hype. No panic.
Just a clear, grounded conversation about how these changes shape the road ahead — and what to be aware of as the lending landscape evolves.

If you’ve been wondering “what does this actually mean?”, this episode is for you.

See you on the inside.

IMPORTANT: The Investor Lab is for educational purposes only and does not constitute financial advice. Always do your own research and seek independent professional advice before making any investment or financial decisions.

MENTIONS:
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Goose McGrath and Gabi Billing are the co-founders of Dashdot — portfolio growth partners who combine data science, strategy, and human insight to help Australians build property portfolios that create lasting freedom. As hosts of The Investor Lab, they explore the intersection of markets, money, and mindset, challenging conventional wisdom and empowering people to think differently about wealth, purpose, and the future.

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