Dental Implants Tax Write-Off? The "Cosmetic" Audit & The $50k Trap

Описание: You just paid $50,000 for a full arch restoration. Your insurance company denied the claim because they call it "Cosmetic Surgery." If you let the IRS classify it the same way, you lose a massive tax deduction.

As The Finance Observer, I’ve performed a forensic review of IRS Publication 502. In this video, we dissect the "Cosmetic Trap," why you must stop using the word "Smile" in your paperwork, and the specific "Forensic Medical Argument" (Mandibular Atrophy) that reclassifies your implants from "Vanity" to "Skeletal Preservation."

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FORENSIC BREAKDOWN:

0:00 The $50,000 Question: Is it Medical or Cosmetic?

1:00 The "Cosmetic Trap": Why the IRS denies "Smile Makeovers"

1:38 The Law: IRS Pub 502 "Structure or Function" Test

2:20 Insurance vs. IRS: Why their denial doesn't matter

3:40 The Biological Defense: "Mandibular Atrophy" (Bone Loss)

5:05 The "Rosetta Stone": The Letter of Medical Necessity (LMN)

6:15 The Math Trap: The 7.5% AGI Floor & The "Bunching" Strategy

7:50 The Legal Precedent: How to win the audit

DISCLAIMER: I am The Finance Observer. This content is for educational purposes only. Medical deductions are subject to strict AGI limits; always consult a qualified CPA to verify your specific tax situation.