FHA Loans: The Shortcut to Homeownership 🏡
Автор: Tony Garshnick
Загружено: 2025-09-24
Просмотров: 18
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Think you need 20% down to buy a home? Think again.
In this video, I break down the FHA loan program vs. Conventional loans so you can see which option might be the best fit for you. FHA isn’t a lender—it’s an insurance program that helps buyers qualify with smaller down payments, lower credit scores, and higher debt-to-income ratios.
Here’s what we cover in this video:
✅ FHA vs. Conventional down payment requirements
✅ Credit score flexibility explained
✅ Debt-to-Income (DTI) ratio limits
✅ Mortgage insurance differences (FHA vs. PMI)
✅ Loan limits and property requirements
✅ Why FHA loans are assumable (huge resale advantage!)
✅ When FHA makes sense vs. when Conventional is the better option
Bottom line: FHA isn’t just for first-time homebuyers. It’s a flexible tool that helps buyers get into homes sooner—but it’s not always the cheapest long-term option. My job is to run the numbers side by side so you can make the smartest choice.
👉 Want to see if FHA is right for you? Send me a message today and let’s make a plan.
📺 Subscribe to my channel My Mortgage Guy Tony G for more home loan tips and strategies:
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