The Fed, Rate Cuts, and the Next Housing Wave - PART 2

Описание: Will Fed cuts finally bring mortgage rates down and unfreeze housing?

Dan Habib breaks down the Fed’s next moves, why the BLS report has punished rates, and what buyers and homeowners should expect.

Quinton’s takeaway: “Get in while it’s still a buyer’s market—you’ll capture the appreciation and refinance later when rates drop.”

Huge thanks to Dan Habib at MBS Highway for being on our show: https://www.highway.ai/

Special thanks to our show sponsor, Texana Bank! We’re proud to partner with a bank that’s not just about transactions, but about creating opportunities for professionals. From innovative programs like REMLO to nationwide lending solutions, Texana Bank is helping reshape the future of real estate and mortgage careers.
👉 Check them out at https://mortgage.texanabank.com — and see what makes them different.
👉 Check out REMLO out at https://mortgage.texanabank.com/remlo... for more information and to sign up now!

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0:00 – Intro & Fed chair search
2:55 – Fed funds rate: restrictive vs neutral
6:05 – Do Fed cuts lower mortgage rates?
8:30 – The BLS “Punisher” effect
9:40 – Forecast: when mortgage rates fall
11:10 – Treasury debt & housing market
13:25 – Bank deregulation explained
15:35 – Texana Bank sponsor message (REMLO)
16:35 – Crypto & stablecoins impact rates
19:25 – Mortgage rate spread & 10-year
21:00 – Refinance opportunities
22:15 – Purchases vs refis when rates drop
23:05 – Housing supply & demand outlook
26:40 – Debunking Redfin’s 500k sellers claim
30:55 – Home appreciation forecast (3%)
32:25 – Why buying now beats waiting
33:05 – Sellers’ leverage & free-and-clear homes
33:35 – Closing & tease for crypto episode