🏡 Minnesota Homebuyer Programs Explained! ✅ First Time Buyer Workshop 💰

Описание: 🚀 Buying a home in Minnesota? Wondering how much money you need and what mortgage programs are available? In this video, Peter Lindquist from The Lindquist Team and Travis Anderson, a top Twin Cities realtor, break down everything you need to know about first-time homebuyer programs, down payment assistance, and mortgage options! 🏠✨

🔹 Mortgage Loan Types Covered:
✅ Conventional Loans – Low down payment (as little as 3%) but stricter credit requirements.
✅ FHA Loans – More flexible on credit scores, 3.5% down.
✅ VA Loans – $0 down for eligible veterans—best loan available! 🇺🇸
✅ USDA Loans – $0 down for homes in rural areas of Minnesota.

💰 What About Down Payment Assistance?
📢 If you're a first-time homebuyer in Minnesota, you may qualify for up to $18,000 in entry cost assistance from the Minnesota Housing Finance Agency (MHFA)! This can reduce your out-of-pocket costs to as little as $1,000!

💡 Other Key Topics Covered:
🔹 Down payment & closing costs explained 💵
🔹 Mortgage Insurance (PMI & FHA MIP) – When do you need it? How to remove it?
🔹 Seller-Paid Closing Costs – How can you use them to lower your upfront costs?

🏡 Thinking about buying a home? Don't wait—reach out today! Call or DM for a FREE consultation. 📞💬

🏡See the First Time Buyer Workshop Playlist 🏡:    • 🎯 First Time Homebuyer Workshop | 9 steps🏡  

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💬 Got questions? Drop them in the comments below! ⬇️

Apply now at www.rate.com/LindquistTeam

Peter Lindquist
651-491-5381
[email protected]

Travis Anderson
651-485-6383
[email protected]

⏳ Time Stamps:
📌 00:00 – Introduction: How Much Money Do You Need to Buy a Home?
📌 00:31 – Mortgage Programs Explained: Conventional vs. Government Loans
📌 01:28 – VA & USDA Loans: The $0 Down Payment Options 💰
📌 02:01 – Down Payment & Closing Costs Breakdown
📌 03:31 – Mortgage Insurance (PMI & FHA MIP): What You Need to Know
📌 05:41 – Down Payment Assistance in Minnesota (MHFA) 🏡
📌 06:37 – Qualifying for Entry Cost Assistance: Who’s Eligible?
📌 09:07 – Income & Asset Limits for Homebuyer Assistance
📌 09:37 – Seller-Paid Closing Costs: A Smart Strategy?
📌 12:19 – Final Tips & How to Start the Homebuying Process Today!

📢 Hashtags:
#MinnesotaRealEstate 🏡 #FirstTimeBuyer ✅ #MortgageLoans 💰 #HomeBuyingTips 📈 #FHALoan #VALoan 🇺🇸 #USDALoan 🌱 #DownPaymentAssistance #MHFA #MortgageHelp