Track Car Insurance Secrets: Protect Your Sportscar & Worry Less with Justin Steele

Описание: Send us a text (https://www.buzzsprout.com/twilio/tex...)


What if the biggest risk on track isn’t your driving skill—but what happens after something goes wrong?


In this episode of Drivesport, host DMC sits down with Justin Steele, Managing Partner of OpenTrack Insurance, to unpack one of the most misunderstood topics in amateur track driving: insurance. Justin shares how his lifelong motorsports background led him to help solve a problem most drivers don’t realize they have until it’s too late.


You’ll learn why your regular auto policy stops the moment you enter the paddock, how track insurance actually works, and why peace of mind can make you a better driver. From real-world crash statistics to liability coverage myths, this conversation explains how protecting your car—and yourself—lets you focus on what matters most: learning, improving, and having fun on track.


This episode is essential listening for HPDE drivers at every level, whether you’re heading out for your first track day or you’re already a certified track rat.






What You’ll Learn 


·      Why standard auto insurance does not cover you on the track.


·      How track insurance “fills the gap” once you enter the paddock.


·      The real crash statistics from thousands of HPDE policies.


·      Why insurance can actually improve driver confidence and performance.


·      What on-track liability insurance covers—and why it matters.


·      Why hold-harmless waivers don’t fully protect you legally.


·      How instructors and family members can be covered under one policy.


·      The difference between per-event and annual track insurance.


·      When it makes financial sense to switch to an annual policy.


·      Why asking questions is the most important skill for amateur drivers.


 


Ideas Worth Sharing


·      “It’s not a matter of if something happens on track. It’s just a matter of when.” — Justin Steele


·      “You can be the best driver in the world. You still can’t outdrive a mechanical failure.” — Justin Steele


·      “When you’re relaxed and confident, you drive better—and you have more fun.” — Justin Steele


·      “Hold-harmless waivers don’t stop lawsuits. Liability insurance protects you when opinions turn into claims.” — Justin Steele


 


Resources


 


Justin Steele: LinkedIn (  / justin-steele-2642a1208  ) | Website (https://drivesport.co/insurance)  


OpenTrack Insurance (https://www.opentrack.com/)  


Circuit of the Americas (https://circuitoftheamericas.com/)


VIR (https://virnow.com/) (Virginia International Raceway)


Road America (https://www.roadamerica.com/)


 


Protect your car and drive with confidence on the track.


Get your quote at https://drivesport.co/insurance


Protect your car and have more fun at the track with OpenTrack insurance.
Get your quote at https://Drivesport.co/insurance