Do You Know You Can Assume Someone’s Mortgage — and Their Low Rate?

Описание: Imagine taking over a home loan with a 2% or 3% interest rate — even though today’s rates are much higher. 😲

That’s what happens when you assume another person’s mortgage. Some loans, like VA, FHA, or USDA, let qualified buyers step into the seller’s existing loan instead of getting a new one.

That means lower monthly payments, less interest over time, and possibly saving hundreds of dollars each month. 💰

Not every loan can be assumed — but if you find one that can, it might be one of the smartest moves in real estate today.

Kalama Kim, Realtor, RB-19979
Berkshire Hathaway HomeServices Hawaii Realty

👉 Subscribe for more “Do You Know?” videos that help Hawai‘i buyers and homeowners make informed moves

#DoYouKnow #HawaiiRealEstate #AssumableMortgage #LowInterestRates #HawaiiHomes #OahuRealEstate #HomeBuyingTips #RealEstateEducation #MortgageTips #KalamaKim #SmartBuyers #InvestInHawaii