UAE LOAN REJECTED? Top 21 Reasons Banks Reject Your Loan in UAE

Описание: In this video, I explain the top 21 reasons why your loan application gets rejected in the UAE, covering everything from high Debt Burden Ratio and low AECB credit scores to salary inconsistencies and company listing issues. I break down each rejection factor in detail, including credit utilization problems, age restrictions, probation period limitations, gambling or crypto transactions on your bank statement, bounced cheques, and documentation errors that banks carefully scrutinize. Whether you are applying for a personal loan, car loan, or mortgage in the UAE, this comprehensive guide reveals the exact mistakes that cause instant rejection and how you can avoid them before submitting your next application.

I created this video specifically for UAE residents, expats, and anyone planning to apply for a bank loan who wants to understand how banks evaluate applications behind the scenes. By watching this complete guide, you will gain insider knowledge about banking policies, learn how to fix common issues before applying, and significantly improve your loan approval chances. If you find this information helpful, please subscribe to my channel, hit the like button, and share your loan experience in the comments below.

Timestamps:

00:00 Introduction, Why Your Loan Rejected in UAE Top 21 Reasons Explained Review?
00:43 High Debt Burden Ratio DBR
02:31 Low Credit Score AECB
03:51 Not Meeting Minimum Salary
05:04 High Credit Utilization
06:03 Age Restrictions
06:26 Company Not Listed Unapproved employer
07:28 Probation Period New Employment
08:18 Salary Inconsistencies
09:30 Lack of Salary Transfer
11:01 Credit Hunger Multiple Applications
11:49 Gambling Crypto Transactions
12:22 Excessive Cash Withdrawals
13:13 Negative Cash Balance Overdrafts
13:53 Bounced Cheques Return
14:17 Visa and Passport Validity Issues
15:03 Incomplete Documents
15:12 Name Mismatches
15:36 Being a Guarantor
16:13 Nationality Restrictions Bank Policy
16:40 Property Valuation Issue
17:12 Circular Unclear Transactions
17:52 'Bank Vs Loan Vs Salary Advance' Rejection Comparisons
19:30 Final Outro Conclusion

10 RELEVANT QUESTIONS:

Why do banks reject loan applications in UAE?
What is the minimum salary required for personal loan in UAE?
How does AECB credit score affect loan approval in UAE?
What is Debt Burden Ratio and how is it calculated in UAE?
Can I get a loan during probation period in UAE?
Which companies are approved for bank loans in UAE?
Does gambling or crypto transaction affect loan approval?
How many times can I apply for a loan without hurting my credit score?
What documents are required for loan approval in UAE?
Can a guarantor status cause my loan to be rejected in UAE?

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