MERP Overview - Lifetime Medical For Firefighters

Описание: Healthcare is the biggest unknown in retirement — but firefighters have something most people don’t: a private, firefighter-only, professionally managed medical trust that can cover healthcare costs for life. It’s called MERP, and it’s one of the strongest benefits in the fire service.

In this episode, you’ll learn:
• What MERP actually is (and what it isn’t)
• Why MERP functions like a firefighter healthcare pension
• How ASUs (Active Service Units) work
• What MERP pays for — premiums, deductibles, prescriptions, LTC, and more
• How MERP is funded through employer, employee, and leave conversions
• Why retirees need at least 5 ASU years to qualify
• How MERP provides predictable, tax-free medical reimbursement for life
• Why firefighters retire earlier and need stronger medical protection
• How MERP protects your family through survivor rules

This is the foundation episode for understanding MERP. The following episodes will break down nuances, math, leave conversions, COBRA contributions, and how to use MERP strategically in retirement.

📥 Download the MERP Overview Quick Guide - https://drive.google.com/file/d/10QR4...

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