2026 Updates to Old Age Pension How Your Payments Will Increase

Описание: Your Old Age Pension has officially changed for 2026 — and if you are a Canadian senior receiving CPP, OAS, or GIS, you need to know exactly how much your payments have increased and what the new confirmed amounts mean for your monthly budget.

In this video, we walk through every confirmed 2026 update to Canada's major senior benefit programs in plain, simple language. From the new CPP maximum to the quarterly OAS adjustment, from GIS eligibility rules to the permanent ten percent bonus for seniors aged seventy-five and over — everything is covered here with real numbers, clear explanations, and zero guesswork.

We also explain the one step that protects your GIS payments every single year, the important difference between CPP and OAS when it comes to income recovery, and the confirmed 2026 payment dates so you know exactly when to expect your money.

CHAPTERS
00:00 Introduction — Your 2026 Old Age Pension Has Changed
01:45 How Indexation Works — Why Your Pension Rises Every Year
04:00 CPP Increase 2026 — Confirmed Maximum and Average Amounts
06:30 The CPP Enhancement — What Recent Retirees Need to Know
09:00 OAS Update — Confirmed January to March 2026 Payment Rates
11:30 The Permanent 10 Percent Bonus for Seniors Aged 75 and Over
14:00 Guaranteed Income Supplement — Who Qualifies and How Much
16:30 Filing Your Taxes Protects Your GIS — Here Is Why
18:30 OAS Eligibility — Residency Rules, Partial Pensions, and Deferrals
21:00 Deferring OAS Past 65 — Is It Worth It for You
23:00 The OAS Recovery Tax — Thresholds and Who Is Affected in 2026
25:30 TFSA and Pension Splitting — How to Protect Your OAS
27:30 Confirmed 2026 Payment Dates for CPP, OAS, and GIS
29:30 How to Switch to Direct Deposit and Update Your Information
31:00 Tax Implications of the 2026 Increase — What Seniors Should Know
33:00 Final Summary — What You Need to Know and Do Right Now
35:00 Leave Your Question in the Comments

🇨🇦 What You Will Learn
How the annual cost-of-living adjustment works and why your pension increases automatically every year The confirmed new CPP maximum for 2026 and what the average Canadian senior actually receives Exact OAS payment amounts for seniors aged 65 to 74 and those aged 75 and over Why seniors aged 75 and older receive a permanent ten percent OAS increase GIS eligibility rules, income thresholds, and maximum monthly amounts for 2026 Why filing your tax return is the single most important thing a GIS recipient can do OAS eligibility and residency rules — including partial pensions and the deferral option The 2026 OAS recovery tax thresholds and who is actually affected Confirmed CPP and OAS payment dates for every month of 2026 How to apply for OAS and GIS through My Service Canada Account How to switch to direct deposit and avoid payment delays