The 2026 Tax-Proof Real Estate Playbook: From $182k Tax Bill to $0 (Plus a Refund)

Описание: The 2026 Tax-Proof Real Estate Playbook: From $182k Tax Bill to $0 (Plus a Refund)


Episode Length: 15:46 | Published: December 15, 2025



In late 2024, I was staring at a projected $182,000 federal tax bill. My accountant gave me advice that sounded absolutely crazy: “Buy a commercial-grade property before year-end, run a cost-segregation study, and watch the liability disappear.”



I did exactly that — closed on an 8-unit multifamily in Whitestown, IN — and ended up owing $0… plus getting a refund.



Then, on July 4, 2025, President Trump signed the One Big Beautiful Bill Act into law, making 100% bonus depreciation permanent for qualified property placed in service after January 19, 2025. This turned a powerful one-time strategy into a repeatable, permanent wealth-building engine.

In this 15:46 deep-dive episode, we cover:



• The full story behind the $182k → $0 transformation


• How permanent 100% bonus depreciation changes everything for high-earners


• Step-by-step cost segregation math on a $2M deal ($700k+ Year-1 deductions)


• Why I’m moving to 506(b) syndication in 2026 (and how you can raise OPM while keeping the tax benefits)


• Deep dive into the 2026 Indianapolis industrial market – vacancy trends, rent growth, and the hottest submarkets (Whitestown, Plainfield/Avon, Mt. Comfort)


• My exact quarterly “never scramble again” tax fortress checklist


• How to log hours and qualify as a Real Estate Professional to make losses active against W-2 income


• Actionable next steps for doctors, execs, business owners in the 37%+ bracket


Resources Mentioned:



• 🔗 Full written playbook with charts & tables: Full Blog Here (https://caraconde.com/blog/what-im-do...)


• 🔗 Cara Conde’s “Indianapolis Industrial Market 2026 Deep Dive”: Read the Full Report (https://caraconde.com/blog/the-indian...)


• 🔗 Contact Cara Conde – Top Indianapolis commercial & syndication advisor: caraconde.com/about (https://caraconde.com/about)


• ⭐ Google Reviews: View Reviews (https://www.google.com/search?kgmid=/...)




Who this is for: W-2 earners over $250k, business owners, physicians, tech executives — anyone tired of writing massive checks to the IRS every April.



Disclaimer: This is not tax or legal advice. Always consult your CPA, attorney, and financial advisor before implementing any strategy.

Timestamps:



• 0:00 – Intro & the $182k tax shock


• 1:20 – How the Whitestown 8-unit deal worked


• 3:45 – The One Big Beautiful Bill Act explained


• 5:30 – Cost segregation + permanent bonus depreciation math


• 8:10 – Why syndication is the 2026 upgrade


• 10:15 – Indianapolis industrial 2026 forecast deep dive


• 12:40 – Quarterly tax-fortress checklist


• 13:50 – Becoming a Real Estate Professional


• 14:45 – Your actionable next steps