Using an LLC or TRUST to Buy a Home? Watch This Before You Close

Описание: Big changes are coming to real estate in 2026 especially if you’re buying a home with cash or using an LLC or trust.

The new FinCEN Residential Real Estate Rule will require certain all cash residential transactions to report beneficial ownership information. If you’re an investor, using an LLC for asset protection, or planning to buy through a trust, this is something you need to understand before closing.

In this video, I break down:

✔ What the FinCEN real estate rule is
✔ Who it applies to (and who it doesn’t)
✔ How it affects cash buyers using LLCs or trusts
✔ What “beneficial ownership information” means
✔ What this rule is designed to prevent
✔ How it could impact your closing timeline

If you’re thinking about buying property in 2026 especially with cash don’t get caught off guard.

This rule isn’t meant to stop you from buying real estate. It’s about increasing transparency and preventing money laundering in residential transactions. But it does change the paperwork and reporting requirements if you're purchasing through a legal entity.

🏡 Thinking About Buying Soon?

If you're planning to buy a home with cash, use an LLC, or set up a trust for real estate, message me “FinCEN Help” and I’ll walk you through how this could impact your specific situation.

I help buyers navigate changes in the market every single week and staying ahead of new regulations is part of protecting your investment.

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Jordan Warren
Ocala Florida Living
270-274-1170